How we work
As Independent Financial Advisers we are free to advise on financial products available from all product providers. We use advanced computer software to research, compare and select the most suitable deals currently available. We are thus able to make arrangements to maximise the benefits to our clients.
We will help you to review your existing financial situation and reach a realistic assessment of your likely needs. For this, you'll need to set aside some time to talk to us. We do not charge for our first consultation and there no obligation, while we find out together if it's worth going ahead.
Depending on your instructions we will carry out a needs analysis based on your current situation, taking into account any specific plans and/or targets you may have. We will then advise you on anything from a short term financial objective to a lifetime financial plan, followed up with regular reviews if agreed to in writing.
You will receive professional advice about your existing financial arrangements, as to their suitability and adequacy.
You'll also have our help to decide how much provision you need to make and the order of priority in dealing with your finances. Of course it will all be sensibly balanced in relation to your current income and your prospects.
In almost all cases we are able to make arrangements which clients would be unable to make for themselves. All our proposals will be fully explained and costed so that you'll understand our recommendation, its benefits and disadvantages, and the cost to you, before you agree to anything.
